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Can you recall a point in your life when you found yourself in a financial crisis? If you haven't, consider yourself fortunate because many people have experienced financial woes at some point. These situations might be caused by health-related expenses, car emergencies, or simply having more money going out than coming in. When financial troubles arise, it's important for people to understand that there are options to assist them in the form of financial counseling. Financial counseling services are services that are designed to assist individuals or families with their financial needs.